Consolidating credit card debt companies

These programs take around two to four years to complete and negatively influence your credit.Debt Consolidation: Consolidation is the process of combining all your debts into a single, lower payment by taking out a loan to pay off your creditors.Accredited Debt Relief is an affiliate and offers the same programs.

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The first thing to determine is if your debt is secured or unsecured. For example, car loans and mortgages are secured debts.

Unsecured debts are loans or lines of credit without collateral attached to them and include credit cards and medical bills.

It has flexible programs that don’t have a minimum debt requirements.

Freedom Debt Relief is also one of the industry leaders, and it offers some of the highest quality customer service.

It can be confusing because debt consolidation is also used to refer to debt settlement programs as well.